Commercial Loan Programs

Loan Size

  • $500,000 - $25,000,000
  • Owner-Occupied Properties or Investor Properties
  • Traditional Commercial Properties Only
  • 15, 20, 25, & 30 Year Amortizations
  • 3, 5, 10, 15 Year Fixed Rates
  • Up to 75% LTV / 75% CLTV
  • Below PRIME Rates
  • No Balloons or Calls
  • Cash Out to 40% of Loan Amount
  • Fixed Declining Prepayment
  • Minimal Impound Reserves
  • Recourse and Non-Recourse Options
  • Minimum 660 Credit Score
  • 2 Years of Historical Income Req.
  • Low Minimum 1.25 DSCR

Fidelity Commercial Funding also has a non-conforming, owner-occupied or investor commercial loan program providing up to 90% commercial financing and 30 year fixed rate terms, for both traditional and non-traditional commercial properties.

Loan Size

  • $250,000 - $5,000,000
  • Owner-Occupied Properties or Investor Properties
  • Traditional or Non-Traditional Commercial Properties
  • Full Document, Low-Doc, and Stated Income Options
  • Owner-Occupied Stated Income Commercial Loans to 90% LTV
  • 30 Year Amortizations
  • 3 Month, 2, 5, & 30 Year Fixed Rates
  • 90% LTV on Purchase
  • 85% LTV on Refinances
  • Cash Out Refinances to 75%
  • Cash Out to 40% of Loan Amount
  • Flexible Prepayment Options
  • 20% Annual Prepay With No Penalty
  • Low Minimum 1.25 DSCR
  • Minimum 600 Credit Score

Mortgage Rates

PROGRAM RATE APR

30 Year Fixed conforming  no cost

3.500% 3.500%
15 Year Fixed Conforming  no cost 3.125% 3.125%
Super Jumbo to 2000,000   4.000% 4.180%
Hi Balance 30 Year Fixed   3.750% 3.750%
VA / FHA 30 Year Fixed  3.375% 3.510%

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Hotline : 877 294 6754